Mobile money

http://www.cbsnews.com/news/future-of-money-kenya-m-pesa-60-minutes/

Bill Gates: how mobile banking can change the lives of the poor http://www.theverge.com/2015/2/4/7966043/bill-gates-future-of-banking-and-mobile-money

Micropayment systems

http://www.w3.org/TR/Micropayment-Markup/

http://cs.stanford.edu/people/eroberts/courses/cs181/projects/2010-11/MicropaymentsAndTheNet/

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http://gelookahead.economist.com/slideshow/mobiles-micropayments-microwork/

Mobile phone penetration in developing countries is above 80%. Mobile payments were estimated to exceed US$235bn in 2013, $160bn of which were made in Africa. Using mobiles to perform small tasks and transfer money can help blaze paths out of poverty.

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Mobile Web

https://en.wikipedia.org/wiki/Mobile_Web